All sorts of terrifying images come to mind with the word hell!  We build up a coherent picture that makes sense in the light of a moral God who has shown himself in the face of Jesus as full of grace and truth.
You may wonder what happens to you when you die, but have you asked yourself what you were before you were born? If you have some belief in life that continues uninterrupted beyond death, such as an immaterial soul, then you may read something similar into passages such as Jeremiah 1:5. Does that mean that Jeremiah existed somewhere in some immaterial state? Does that mean that everyone is alive in some pre-existent way before they are born? Is this what the Bible is teaching?